Dr. David Bruce Coffey v. Buckeye Home Health Center, Inc.

A landlord appeals from the grant of summary judgment to a commercial tenant in the landlord’s breach of contract action. The lease contained a provision requiring the tenant to obtain fire insurance on the “Premises.” The trial court concluded that the lease failed to define the term “Premises” and that such failure rendered the fire insurance provision unenforceable. We reverse because we find the term “Premises” as used in the fire insurance provision to unambiguously refer to the space within the commercial building that the tenant rented and occupied during the lease. We further conclude that there is a genuine issue as to a material fact regarding whether it was possible for the tenant to obtain fire insurance on only the portion of the building which it rented and occupied. Consequently, we remand the case for further proceedings consistent with this opinion.