Shelby Ireland v. Tennessee Farmers Life Insurance Company et al.

This appeal challenges a grant of summary judgment to an insurance company on a breach of contract claim for failing to honor a life insurance policy.  The chancery court concluded the policy was void because of misrepresentations made by the decedent in obtaining coverage. The beneficiary, the spouse of the decedent, argues disputed facts exist both as to whether any misrepresentations were made and whether any of the purported misrepresentations increased the insurer’s risk of loss.  Accordingly, the beneficiary contends that the chancellor erred in awarding summary judgment.  We find no error and affirm the trial court’s grant of summary judgment.