Joe Erwin and Susan Erwin, as surviving parents of and next of kin of Bethany Suzanne Erwin, et. ux. v. James M. Rose, Wade Matheny, in his capacity as Sheriff of Maury County, Tennessee, and Tracy Joe Lovell

 The appellants have filed a petition to rehear based on the Western Section’s opinion in Sims v. Stewart, No. 02A01-9706-CV-00123 (Jackson, Jan. 21, 1998). In Sims the court relied on an earlier case of Dwight v. Tennessee Farmers Mut. Ins. Co., 701 S.W.2d 621 (Tenn. App. 1985), and decided that the policy in question “provides that reduction for worker’s compensation benefits applies to damages and in no way affects the coverage available.” We think that Dwight stated the opposite; it stated that coverage was reduced by any worker’s compensation benefits paid or payable. We respectfully overrule the petition to rehear.